Days of a week

[121 Words]

日* 日曜日 * Sunday * Dimanche * Sonntag
一* 月曜日 * Monday * Lundi * Montag
二* 火曜日 * Tuesday * Mardi * Dienstag
三* 水曜日 * Wednesday * Mercredi * Mittwoch
四* 木曜日 * Thursday * Jeudi * Donnerstag
五* 金曜日 * Friday * Vendredi * Freitag
六* 土曜日 * Saturday * Samedi * Samstag

Life insurance in plain language

1. Term Life:
   - Fixed premium in fixed period of time (e.g. 10, 20 years--hence the name "term");
   - only pays if death happens within term, otherwise money is gone;
   - pure death benefit;
   - no cash value;
   
   
2. Permament Life:
1. Whole Life:
   - like Term Life except it's till death;
   
2. Variable Life
   - fixed premium;
   - premium includes insurance cost (basically a whole life policy, this part is fixed) and the 'subaccounts' for investment (this is the variable part)
   - has garanteed minimum value, but can go above it;
   - make mutual-fund-like investments within the policy;
   
3. Variable Universal Life
   - variable premium (makes it 'universal'), with the possibility of reducing or even eliminating it, but can go the other way also; the idea here is to have a high investment portion so the gain from the investment will cover the insurance cost, which can be quite high when you're older;
   - variable value;
   - more flexible;
   

All about termite and fumigation

Chemicals for fumigation:
1. Vikane Gas Fumigant (Sulfuryl Fluoride)
2. Methyl Bromide (stopped using in CA since September 2000)

detrimental vs. beneficial: 有害 vs. 有益

[121 Words]

Halcyon Life = 幸福美满的生活

[121 Words]